Radical clarity
No fine print. Every fee and rate is shown upfront.
2019
Founded
1.2M
Customers
40+
Countries
260
Team members
Our story
Built by people tired of opaque banking.
Hidden fees, slow transfers and statements nobody reads. We built the bank account we wanted for ourselves — then opened it to everyone.
2019
The first prototype
A budgeting app built over a summer by three friends.
2021
Cardx card launches
Our first physical card ships to 20,000 waitlisted customers.
2023
Going global
Multi-currency accounts and zero-fee spending in 150+ currencies.
2025
Cardx Business
Spend management for teams of every size.
Values
What we stand for
Trust by design
Security and privacy are built in, not bolted on.
Ship fast
Small teams, short cycles, constant improvement.
Customer obsessed
Every feature starts with a real customer problem.
Leadership
The team behind Cardx
Amara Okafor
Co-founder & CEO
Tunde Adeyemi
Co-founder & CTO
Zainab Bello
Chief Product Officer
Arjun Mehta
Chief Financial Officer
Careers